Then simply cannot get the best plan available to you. In my area there are three plans. 2 are basically the same but one of the two has lower deductibles and very low out of pocket cost, also cost less a week. So it's not an end of the world scenario if you don't make the cut but if you do make it, it's cheaper in the long run.
Forgot mention, if you fail to make 2 out of 4 to pass the screening you will get another chance to take the screening every year for the new insurance enrollment period.
I passed with one in the green area (Kroger and NIH goals), and two in the yellow area (Kroger, but not NIH). Would they count that as 3 passed or only 1?